/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--radius-sm:.25rem;--shadow-lg:0 10px 15px -3px #0000001a, 0 4px 6px -4px #0000001a;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.start{inset-inline-start:var(--spacing)}.table{display:table}}:root{--brand-blue:#c7a46a;--brand-blue-deep:#96713e;--brand-blue-soft:#28241e;--ink:#f5f1eb;--ink-soft:#bdb7ae;--paper:#090a0d;--paper-deep:#15171c;--white:#17191e;--yellow:#4e535b;--yellow-soft:#23262b;--red:#a95043;--line:#f5f1eb29;--line-light:#fff3;--shadow-sm:0 10px 28px #11121614;--shadow-lg:0 28px 70px #1112162e;--radius-sm:10px;--radius-md:18px;--radius-lg:30px;--font-display:"Arial Narrow", "Roboto Condensed", "Helvetica Neue Condensed", Impact, sans-serif;--font-body:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}body:before{z-index:-1;content:"";pointer-events:none;background-image:linear-gradient(135deg,#f5f1eb0a 0 1px,#0000 1px 34px);background-size:54px 54px;position:fixed;inset:0}main{overflow:clip}img,svg,video{max-width:100%;height:auto}button,input,select,textarea{color:inherit;font:inherit}button,[type=button],[type=submit]{cursor:pointer}a{color:inherit;text-decoration:none}p,h1,h2,h3,h4{margin-top:0}::selection{background:var(--yellow);color:var(--ink)}:focus-visible{outline:3px solid var(--yellow);outline-offset:4px}.shell,.container{width:min(1220px,100% - 48px);margin-inline:auto}.section{padding-block:clamp(76px,9vw,126px);position:relative}.section:before{content:"";background:var(--line);width:min(1220px,100% - 48px);height:1px;position:absolute;top:0;left:50%;transform:translate(-50%)}.eyebrow,.kicker,.overline{color:var(--brand-blue);letter-spacing:.15em;text-transform:uppercase;align-items:center;gap:10px;margin:0 0 22px;font-size:.74rem;font-weight:850;line-height:1.25;display:inline-flex}.eyebrow:before,.kicker:before,.overline:before{content:"";background:var(--yellow);clip-path:polygon(0 0,100% 0,80% 100%,0 100%);width:28px;height:7px}h1,h2,h3,.display-title{font-family:var(--font-display);font-stretch:75%}h1,h2,.display-title{letter-spacing:-.035em;text-transform:uppercase;font-style:italic;font-weight:900;line-height:.96}h1{max-width:780px;margin-bottom:28px;font-size:clamp(3.8rem,8vw,7.2rem)}h1 em{z-index:0;color:var(--brand-blue);font-style:inherit;display:inline-block;position:relative}h1 em:after{z-index:-1;content:"";background:var(--yellow);height:.18em;position:absolute;bottom:.02em;left:-.05em;right:-.08em;transform:skew(-14deg)}h2{max-width:900px;margin-bottom:24px;font-size:clamp(2.7rem,5.4vw,5rem)}h3{letter-spacing:-.025em;text-transform:uppercase;margin-bottom:14px;font-size:clamp(1.7rem,2.5vw,2.35rem);font-style:italic;font-weight:900;line-height:1.05}.lead,.section-heading>p:last-child,.split-heading>p{color:var(--ink-soft);font-size:clamp(1.05rem,1.6vw,1.22rem);line-height:1.72}.lead{max-width:660px;margin-bottom:34px}.site-header,.header,.navbar{z-index:40;border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:28px;min-height:88px;display:flex;position:relative}.site-header:after,.header:after{content:"";background:var(--yellow);clip-path:polygon(12% 0,100% 0,88% 100%,0 100%);width:76px;height:5px;position:absolute;bottom:-1px;right:0}.brand,.logo{flex:none;align-items:center;gap:13px;display:inline-flex}.brand-mark,.logo-mark{border:3px solid var(--ink);background:var(--brand-blue);width:46px;height:46px;box-shadow:5px 5px 0 var(--yellow);color:var(--white);font-family:var(--font-display);letter-spacing:-.04em;place-items:center;font-size:1.15rem;font-style:italic;font-weight:900;line-height:1;display:grid;transform:skew(-7deg)}.brand>span:last-child,.logo>span:last-child{gap:2px;line-height:1;display:grid}.brand strong,.logo strong{font-family:var(--font-display);letter-spacing:.01em;text-transform:uppercase;font-size:1.16rem;font-style:italic;font-weight:900}.brand small,.logo small{color:var(--ink-soft);letter-spacing:.12em;text-transform:uppercase;font-size:.62rem;font-weight:750}nav,.nav,.nav-links{align-items:center;gap:clamp(18px,2.6vw,36px);display:flex}nav a,.nav a,.nav-link,.text-link{font-size:.86rem;font-weight:750;position:relative}nav a:after,.nav a:after,.nav-link:after,.text-link:after{content:"";background:var(--yellow);transform-origin:100%;height:4px;transition:transform .18s;position:absolute;bottom:-8px;left:0;right:0;transform:scaleX(0)skew(-14deg)}nav a:hover:after,.nav a:hover:after,.nav-link:hover:after,.text-link:hover:after{transform-origin:0;transform:scaleX(1)skew(-14deg)}.button,.cta,.primary-button,.secondary-button,.review-form button[type=submit]{border:2px solid var(--ink);background:var(--brand-blue);min-height:52px;box-shadow:6px 6px 0 var(--ink);color:var(--white);font-family:var(--font-display);letter-spacing:.03em;text-transform:uppercase;border-radius:5px;justify-content:center;align-items:center;gap:20px;padding:13px 24px;font-size:1rem;font-style:italic;font-weight:900;line-height:1;transition:box-shadow .16s,transform .16s,background .16s;display:inline-flex;position:relative;overflow:hidden}.button,.cta,.primary-button,.review-form button[type=submit]{color:#101114}.button:after,.cta:after,.primary-button:after,.review-form button[type=submit]:after{content:"";border-top:3px solid;border-right:3px solid;width:13px;height:13px;transform:rotate(45deg)}.button:hover,.cta:hover,.primary-button:hover,.review-form button[type=submit]:hover{background:var(--brand-blue-deep);box-shadow:3px 3px 0 var(--ink);transform:translate(3px,3px)}.button-small{min-height:44px;padding:10px 18px;font-size:.84rem}.secondary-button{background:var(--white);color:var(--ink)}.secondary-button:hover{background:var(--yellow);box-shadow:3px 3px 0 var(--ink);transform:translate(3px,3px)}.hero{grid-template-columns:minmax(0,1.08fr) minmax(380px,.92fr);align-items:center;gap:clamp(42px,6vw,82px);min-height:min(810px,100svh - 88px);padding-block:clamp(58px,8vw,98px);display:grid;position:relative}.hero:before{z-index:-1;content:"";background:var(--yellow);width:38vw;height:10px;position:absolute;top:9%;right:-13vw;transform:rotate(-10deg)}.hero:after{z-index:-1;content:"";background:var(--brand-blue);width:32vw;height:6px;position:absolute;bottom:8%;left:-21vw;transform:rotate(-10deg)}.hero-copy{z-index:2;position:relative}.hero-statement{width:100%;min-height:min(780px,100svh - 88px);box-shadow:none;isolation:isolate;background:#090a0d;border:0;border-radius:0;margin-top:0;padding:clamp(48px,6vw,96px) max(24px,50vw - 610px);overflow:hidden}.hero-statement:before{z-index:0;content:"";background:linear-gradient(90deg,#090a0df7 0%,#090a0de3 42%,#090a0d6b 69%,#090a0d2e 100%),url(/robert-vacha-hero.png) 50% 44%/cover;width:auto;height:auto;display:block;position:absolute;inset:0;transform:none}.hero-statement:after{display:none}.hero-statement .hero-copy{color:#f5f1eb;align-self:center}.hero-statement .eyebrow{color:var(--brand-blue)}.hero-statement h1{color:#f5f1eb;letter-spacing:-.045em;text-transform:none;max-width:720px;font-size:clamp(2.4rem,4.55vw,5.05rem);font-style:normal}.hero-statement h1 em{color:var(--brand-blue);font-style:normal}.hero-statement h1 em:after{display:none}.hero-statement .lead{color:#d0c9be;max-width:610px;font-size:clamp(1rem,1.35vw,1.24rem)}.hero-statement .text-link{color:#f5f1eb}.hero-actions{flex-wrap:wrap;align-items:center;gap:26px;display:flex}.trust-row{color:var(--ink-soft);flex-wrap:wrap;gap:12px 26px;margin-top:52px;font-size:.78rem;font-weight:700;display:flex}.trust-row span{align-items:center;gap:8px;display:inline-flex}.trust-row span:before{content:"";background:var(--yellow);border:2px solid var(--ink);width:9px;height:9px;transform:skew(-12deg)}.hero-visual,.hero-media{border:4px solid var(--ink);border-radius:var(--radius-sm);background:var(--brand-blue);min-height:560px;box-shadow:16px 16px 0 var(--yellow), var(--shadow-lg);isolation:isolate;position:relative;overflow:hidden}.hero-visual:before,.hero-media:before{z-index:-1;content:"";background:repeating-linear-gradient(-17deg,#0000 0 78px,#ffffff14 78px 81px);position:absolute;inset:-25%;transform:rotate(2deg)}.hero-visual:after,.hero-media:after{z-index:-1;content:"";border:60px solid var(--yellow);width:300px;height:300px;position:absolute;bottom:-115px;right:-100px;transform:rotate(45deg)}.hero-media img,.hero-portrait{object-fit:cover;object-position:center top;width:100%;height:100%}.portrait-ring{border:2px solid #ffffff3d;border-radius:50%;position:absolute}.portrait-ring-one{width:410px;height:410px;top:45px;left:24px}.portrait-ring-two{width:270px;height:270px;top:115px;left:94px}.monogram{color:#0000;font-family:var(--font-display);letter-spacing:-.08em;-webkit-text-stroke:2px #ffffffe0;font-size:clamp(7rem,12vw,11rem);font-style:italic;font-weight:900;line-height:1;position:absolute;top:106px;left:76px}.profile-card{z-index:3;border:2px solid var(--ink);background:var(--white);width:min(260px,100% - 48px);box-shadow:7px 7px 0 var(--ink);color:var(--ink);border-radius:4px;padding:19px 20px;position:absolute;transform:rotate(-2deg)}.profile-card span,.profile-card strong{display:block}.profile-card span{color:var(--brand-blue);font-family:var(--font-display);text-transform:uppercase;margin-bottom:7px;font-size:1.65rem;font-style:italic;font-weight:900;line-height:1}.profile-card strong{letter-spacing:.09em;text-transform:uppercase;font-size:.68rem;font-weight:800;line-height:1.45}.profile-card-name{top:48px;right:22px}.profile-card-area{background:var(--ink);color:var(--white);bottom:38px;left:24px;transform:rotate(2deg)}.profile-card-area span{color:var(--yellow)}.experience-badge{z-index:4;border:3px solid var(--ink);background:var(--yellow);width:116px;height:116px;box-shadow:6px 6px 0 var(--ink);color:var(--ink);text-align:center;border-radius:50%;place-content:center;display:grid;position:absolute;bottom:62px;right:32px;transform:rotate(-5deg)}.experience-badge strong,.experience-badge span{display:block}.experience-badge strong{font-family:var(--font-display);font-size:3rem;font-style:italic;font-weight:900;line-height:.8}.experience-badge span{letter-spacing:.08em;text-transform:uppercase;margin-top:8px;font-size:.61rem;font-weight:850;line-height:1.15}.signal-strip,.topic-strip{border-block:3px solid var(--ink);background:var(--yellow);padding-block:22px;position:relative;overflow:hidden;transform:skewY(-1deg)}.signal-inner,.topic-strip>.shell{align-items:center;gap:28px;display:flex;transform:skewY(1deg)}.signal-inner>p{border-right:2px solid var(--ink);letter-spacing:.12em;text-transform:uppercase;flex:none;margin:0;padding-right:28px;font-size:.72rem;font-weight:900}.ticker{font-family:var(--font-display);letter-spacing:.01em;text-transform:uppercase;white-space:nowrap;gap:28px;font-size:1.2rem;font-style:italic;font-weight:900;line-height:1;display:flex;overflow:hidden}.ticker span{align-items:center;gap:28px;display:inline-flex}.ticker span:after{content:"";background:var(--brand-blue);width:12px;height:12px;transform:rotate(45deg)}.section-heading{max-width:850px;margin-bottom:clamp(42px,6vw,70px)}.split-heading{grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);align-items:end;gap:clamp(38px,7vw,100px);max-width:none;display:grid}.split-heading h2{margin-bottom:0}.service-grid,.card-grid,.article-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.service-card,.card,.article-card{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);min-height:320px;box-shadow:8px 8px 0 var(--brand-blue);flex-direction:column;padding:clamp(28px,4vw,40px);transition:box-shadow .18s,transform .18s;display:flex;position:relative;overflow:hidden}.service-card:before,.card:before,.article-card:before{content:"";background:var(--yellow);width:116px;height:14px;position:absolute;top:0;right:-26px;transform:skew(-32deg)}.service-card:hover,.card:hover,.article-card:hover{box-shadow:13px 13px 0 var(--yellow);transform:translate(-3px,-3px)}.service-card>span,.card-number,.article-card__eyebrow,.article-category{color:var(--brand-blue);font-family:var(--font-display);letter-spacing:.07em;text-transform:uppercase;font-size:1rem;font-style:italic;font-weight:900}.service-card h3{margin:auto 0 16px;padding-top:62px}.service-card p,.card p,.article-card p{color:var(--ink-soft);font-size:.95rem;line-height:1.7}.service-card small,.card-meta,.article-card__meta,.article-meta{color:var(--brand-blue);letter-spacing:.09em;text-transform:uppercase;margin-top:auto;padding-top:18px;font-size:.68rem;font-weight:850;line-height:1.4}.article-card{min-height:350px}.article-card__title,.article-card h3{margin-top:42px}.article-card__link{z-index:2;position:absolute;inset:0}.dark-section,.process-section{--white:#f5f1eb;color:var(--white);background:#101216;padding-block:clamp(84px,10vw,132px);position:relative;overflow:hidden}.dark-section:before,.process-section:before{content:"";pointer-events:none;background:repeating-linear-gradient(-14deg,#0000 0 94px,#3155e73b 94px 98px);position:absolute;inset:-40%}.process-layout{grid-template-columns:minmax(0,.88fr) minmax(420px,1.12fr);gap:clamp(56px,8vw,112px);display:grid;position:relative}.eyebrow-light{color:var(--yellow)}.eyebrow-light:before{background:var(--brand-blue)}.process-layout h2{color:var(--white)}.process-intro{color:#ffffffb3;max-width:520px;font-size:1.03rem;line-height:1.75}.process-list{margin:0;padding:0;list-style:none}.process-list li{border-top:1px solid var(--line-light);grid-template-columns:54px minmax(0,1fr);gap:22px;padding:28px 0;display:grid}.process-list li:last-child{border-bottom:1px solid var(--line-light)}.process-list>li>span{border:2px solid var(--white);background:var(--brand-blue);width:42px;height:42px;box-shadow:4px 4px 0 var(--yellow);font-family:var(--font-display);place-items:center;font-size:1.2rem;font-style:italic;font-weight:900;line-height:1;display:grid;transform:skew(-6deg)}.process-list h3{color:var(--white);margin-bottom:8px;font-size:1.75rem}.process-list p{color:#ffffffa8;margin-bottom:0}.about-section{grid-template-columns:minmax(300px,.75fr) minmax(0,1.25fr);align-items:center;gap:clamp(54px,8vw,104px);display:grid}.about-number{border:4px solid var(--ink);border-radius:var(--radius-sm);background:var(--brand-blue);min-height:430px;box-shadow:14px 14px 0 var(--yellow);color:var(--white);font-family:var(--font-display);letter-spacing:-.08em;place-items:center;font-size:clamp(10rem,19vw,16rem);font-style:italic;font-weight:900;line-height:1;display:grid;position:relative;overflow:hidden}.about-number:after{content:"";background:var(--yellow);width:160px;height:24px;position:absolute;bottom:18px;right:-40px;transform:rotate(-18deg)}.about-copy>p:not(.eyebrow){color:var(--ink-soft);font-size:1.08rem;line-height:1.75}.about-tags,.tag-list{flex-wrap:wrap;gap:10px;margin-top:32px;display:flex}.about-tags span,.tag,.pill{border:2px solid var(--ink);background:var(--white);box-shadow:3px 3px 0 var(--yellow);letter-spacing:.06em;text-transform:uppercase;border-radius:3px;padding:9px 14px;font-size:.7rem;font-weight:850;line-height:1.2}.local-section{background:var(--brand-blue-soft);padding-block:clamp(78px,9vw,112px);position:relative;overflow:hidden}.local-section:after{content:"";border:36px solid var(--yellow);width:240px;height:180px;position:absolute;top:-64px;right:-62px;transform:rotate(14deg)}.local-layout{z-index:1;grid-template-columns:minmax(0,1fr) minmax(340px,.8fr);gap:clamp(48px,8vw,108px);display:grid;position:relative}.local-copy p{color:var(--ink-soft);font-size:1rem;line-height:1.76}.reviews-section,.review-section{background:var(--paper)}.review-placeholder{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:10px 10px 0 var(--yellow);grid-template-columns:.35fr 1fr .9fr;align-items:center;gap:40px;padding:clamp(28px,4vw,46px);display:grid}.review-placeholder>span{color:var(--brand-blue);font-family:var(--font-display);letter-spacing:.07em;text-transform:uppercase;font-size:1rem;font-style:italic;font-weight:900}.review-placeholder strong{font-family:var(--font-display);text-transform:uppercase;font-size:1.75rem;font-style:italic;font-weight:900;line-height:1.1}.review-placeholder p{color:var(--ink-soft);margin-bottom:0;font-size:.88rem;line-height:1.65}.review-layout{grid-template-columns:minmax(280px,.78fr) minmax(0,1.22fr);align-items:start;gap:clamp(42px,7vw,96px);display:grid}.review-form,.form-card{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:10px 10px 0 var(--brand-blue);padding:clamp(26px,4vw,44px)}.form-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.field,.form-field{gap:8px;margin-bottom:18px;display:grid}.field label,.form-field label,.review-form label{letter-spacing:.07em;text-transform:uppercase;font-size:.75rem;font-weight:850;line-height:1.35}.field input,.field textarea,.field select,.form-field input,.form-field textarea,.form-field select,.review-form input:not([type=checkbox]):not([type=radio]),.review-form textarea,.review-form select{border:2px solid var(--ink);background:var(--paper);border-radius:4px;width:100%;min-height:52px;padding:12px 14px;transition:border-color .15s,box-shadow .15s,background .15s}.field textarea,.form-field textarea,.review-form textarea{resize:vertical;min-height:148px}.field input:focus,.field textarea:focus,.field select:focus,.form-field input:focus,.form-field textarea:focus,.form-field select:focus,.review-form input:focus,.review-form textarea:focus,.review-form select:focus{border-color:var(--brand-blue);background:var(--white);outline:0;box-shadow:0 0 0 4px #3155e729}.field-help,.form-help,.review-form small{color:var(--ink-soft);font-size:.74rem;line-height:1.5}.checkbox-row,.consent-row{color:var(--ink-soft);grid-template-columns:20px minmax(0,1fr);align-items:start;gap:11px;margin-block:20px 24px;font-size:.82rem;line-height:1.55;display:grid}.checkbox-row input,.consent-row input{width:18px;height:18px;accent-color:var(--brand-blue);margin-top:2px}.form-status,.form-message{border-left:5px solid var(--brand-blue);background:var(--brand-blue-soft);margin-top:18px;padding:12px 14px;font-size:.84rem}.contact-section{border-block:3px solid var(--ink);background:var(--yellow);padding-block:clamp(82px,10vw,126px);position:relative;overflow:hidden}.contact-section:before{content:"";background:repeating-linear-gradient(-18deg,#0000 0 120px,#11121612 120px 124px);position:absolute;inset:-35%}.contact-layout{grid-template-columns:minmax(0,1.02fr) minmax(360px,.98fr);align-items:center;gap:clamp(48px,8vw,102px);display:grid;position:relative}.contact-section .eyebrow{color:var(--ink)}.contact-section .eyebrow:before{background:var(--brand-blue)}.contact-card{border:3px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:12px 12px 0 var(--brand-blue), var(--shadow-lg);padding:clamp(28px,4vw,44px)}.contact-card>p{color:var(--ink-soft);font-size:1.05rem;line-height:1.7}.contact-placeholder{border:2px dashed var(--brand-blue);background:var(--brand-blue-soft);min-height:56px;color:var(--brand-blue-deep);text-align:center;border-radius:4px;justify-content:center;align-items:center;margin:22px 0 16px;padding:12px 16px;font-size:.82rem;font-weight:850;display:flex}.contact-meta{color:var(--ink-soft);justify-content:space-between;gap:15px;margin-bottom:18px;font-size:.76rem;font-weight:700;display:flex}.contact-card small{color:#6a707d;font-size:.69rem;line-height:1.55;display:block}.article-hero,.page-hero{background:var(--brand-blue);color:var(--white);padding-block:clamp(70px,9vw,120px);position:relative;overflow:hidden}.article-hero:after,.page-hero:after{content:"";border:52px solid var(--yellow);width:330px;height:260px;position:absolute;bottom:-120px;right:-90px;transform:rotate(23deg)}.article-hero .eyebrow,.page-hero .eyebrow{color:var(--yellow)}.article-hero .eyebrow:before,.page-hero .eyebrow:before{background:var(--white)}.article-hero h1,.page-hero h1{z-index:1;max-width:980px;margin-bottom:24px;position:relative}.article-hero p,.page-hero p{z-index:1;color:#ffffffc7;max-width:720px;font-size:1.08rem;position:relative}.article-layout,.content-layout,.privacy-layout{grid-template-columns:minmax(0,1fr) minmax(220px,300px);align-items:start;gap:clamp(42px,8vw,110px);padding-block:clamp(64px,8vw,108px);display:grid}.article-content,.article-body,.prose,.privacy-content{max-width:760px;color:var(--ink-soft);font-size:1rem;line-height:1.82}.article-content h2,.article-body h2,.prose h2,.privacy-content h2{color:var(--ink);margin:2.1em 0 .55em;font-size:clamp(2.15rem,4.2vw,3.65rem)}.article-content h3,.article-body h3,.prose h3,.privacy-content h3{color:var(--ink);margin:2em 0 .55em;font-size:1.7rem}.article-content a,.article-body a,.prose a,.privacy-content a{color:var(--brand-blue-deep);text-decoration:underline;-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);text-decoration-color:var(--yellow);text-underline-offset:3px;font-weight:750;text-decoration-thickness:4px}.article-content blockquote,.article-body blockquote,.prose blockquote{border:2px solid var(--ink);border-left:10px solid var(--brand-blue);background:var(--white);box-shadow:7px 7px 0 var(--yellow);color:var(--ink);font-family:var(--font-display);text-transform:uppercase;margin:34px 0;padding:24px 28px;font-size:1.45rem;font-style:italic;font-weight:850;line-height:1.25}.article-content li,.article-body li,.prose li,.privacy-content li{margin-bottom:.55em}.article-content li::marker{color:var(--brand-blue);font-weight:900}.article-body li::marker{color:var(--brand-blue);font-weight:900}.prose li::marker{color:var(--brand-blue);font-weight:900}.privacy-content li::marker{color:var(--brand-blue);font-weight:900}.article-aside,.article-sidebar,.privacy-toc{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:7px 7px 0 var(--yellow);padding:24px;position:sticky;top:112px}.article-aside strong,.article-sidebar strong,.privacy-toc strong{font-family:var(--font-display);text-transform:uppercase;margin-bottom:14px;font-size:1.2rem;font-style:italic;font-weight:900;display:block}.article-aside a,.article-sidebar a,.privacy-toc a{border-bottom:1px solid var(--line);color:var(--ink-soft);padding-block:8px;font-size:.82rem;font-weight:700;display:block}.article-aside a:hover,.article-sidebar a:hover,.privacy-toc a:hover{color:var(--brand-blue)}.legal-note,.education-note,.disclaimer{border-left:7px solid var(--yellow);background:var(--brand-blue-soft);color:var(--ink-soft);margin-block:28px;padding:18px 20px;font-size:.82rem;line-height:1.65}.privacy-section,.privacy-page,.legal-page{background:var(--paper)}.privacy-content section{border-bottom:1px solid var(--line);padding-block:24px}.privacy-content section:first-child{padding-top:0}.privacy-meta,.legal-meta{border:2px solid var(--ink);background:var(--yellow-soft);color:var(--ink);margin-bottom:34px;padding:15px 18px;font-size:.79rem;font-weight:700}.site-footer,.footer{--white:#f5f1eb;color:#ffffffb8;grid-template-columns:1fr auto 1fr;align-items:center;gap:30px;min-height:184px;padding-block:42px;font-size:.72rem;display:grid;position:relative}.site-footer:before,.footer:before{z-index:-1;content:"";background:#050609;width:100vw;position:absolute;top:0;bottom:0;left:50%;transform:translate(-50%)}.site-footer:after,.footer:after{content:"";background:linear-gradient(90deg, var(--brand-blue) 0 72%, var(--yellow) 72% 100%);width:min(1220px,100% - 48px);height:7px;position:absolute;top:0;left:50%;transform:translate(-50%)skew(-15deg)}.site-footer .brand strong,.footer .brand strong{color:var(--white)}.site-footer .brand small,.footer .brand small,.site-footer>p,.footer>p{color:#ffffff9e}.site-footer>p,.footer>p{margin:0}.site-footer>p:last-child,.footer>p:last-child{text-align:right}.footer-nav,.footer-links{flex-wrap:wrap;justify-content:center;gap:12px 22px;display:flex}.footer-nav a:hover,.footer-links a:hover{color:var(--yellow)}.subhero{padding-block:clamp(72px,10vw,132px) clamp(66px,9vw,112px);position:relative}.subhero:after{z-index:-1;content:"";border-block:8px solid var(--ink);background:var(--yellow);width:min(420px,42vw);height:46px;position:absolute;bottom:12%;right:-8vw;transform:rotate(-9deg)skew(-16deg)}.subhero h1{max-width:1020px}.subhero .lead{max-width:760px}.hero-art{border:4px solid var(--ink);border-radius:var(--radius-sm);background-color:var(--brand-blue);min-height:560px;box-shadow:16px 16px 0 var(--yellow), var(--shadow-lg);background-image:linear-gradient(90deg,#3155e714,#1112160f),url(/finance-bez-kecu-cover.png);background-position:50%;background-size:cover;position:relative;overflow:hidden}.hero-art.hero-profile{z-index:1;aspect-ratio:.78;height:min(650px,58vw);min-height:0;box-shadow:none;background-color:#0000;background-image:url(/robert-vacha-real-photo.jpg);background-position:100% 0;background-repeat:no-repeat;background-size:190%;border:0;border-radius:0;align-self:end;position:relative}.hero-art-copy{border:2px solid var(--ink);background:var(--white);width:min(330px,100% - 48px);box-shadow:7px 7px 0 var(--ink);padding:21px;position:absolute;bottom:24px;right:24px}.hero-art-copy span,.hero-art-copy strong{display:block}.hero-art-copy span{color:var(--brand-blue);letter-spacing:.09em;text-transform:uppercase;margin-bottom:7px;font-size:.7rem;font-weight:850}.hero-art-copy strong{font-family:var(--font-display);text-transform:uppercase;font-size:clamp(1.7rem,3vw,2.5rem);font-style:italic;line-height:1}.section-cta{justify-content:center;margin-top:46px;display:flex}.tools-section{grid-template-columns:minmax(0,1fr) minmax(340px,.72fr);align-items:center;gap:clamp(48px,8vw,108px);display:grid}.calculator-card{border:2px solid var(--brand-blue);background:linear-gradient(145deg,#1d2027,#121419);padding:clamp(28px,4vw,44px);transition:transform .18s,box-shadow .18s;display:block;position:relative;box-shadow:12px 12px #c7a46a6b}.calculator-card:after{color:var(--brand-blue);content:"Spočítejte si orientační bonitu →";letter-spacing:.06em;text-transform:uppercase;margin-top:24px;font-size:.84rem;font-weight:850;display:block}.calculator-card:hover{transform:translate(5px,5px);box-shadow:6px 6px #c7a46ab3}.tools-copy>p:not(.eyebrow){max-width:680px;color:var(--ink-soft);margin-bottom:28px;font-size:1.06rem}.metric-stack{gap:12px;display:grid}.metric-stack>div{border:2px solid var(--ink);background:var(--white);box-shadow:7px 7px 0 var(--brand-blue);grid-template-columns:112px 1fr;align-items:center;gap:18px;padding:22px;display:grid}.metric-stack>div:nth-child(2){box-shadow:7px 7px 0 var(--yellow);transform:translate(-24px)}.metric-stack strong{color:var(--brand-blue);font-family:var(--font-display);font-size:2.3rem;font-style:italic;line-height:1}.metric-stack span{color:var(--ink-soft);font-size:.83rem}.review-invite{background:var(--yellow);padding-block:clamp(74px,9vw,118px);position:relative;overflow:hidden}.review-invite:after{content:"";border:26px solid var(--ink);width:310px;height:140px;position:absolute;bottom:-70px;right:-80px;transform:rotate(-13deg)skew(-12deg)}.review-invite-layout{z-index:1;grid-template-columns:minmax(0,1.15fr) minmax(320px,.7fr);align-items:center;gap:clamp(44px,8vw,110px);display:grid;position:relative}.review-invite .eyebrow,.contact-section .eyebrow{color:var(--ink)}.review-invite-layout>div:last-child p{color:#111216c2;margin-bottom:26px}.contact-link{width:fit-content;color:var(--brand-blue-deep);font-family:var(--font-display);margin:9px 0;font-size:clamp(1.35rem,2.5vw,2rem);font-style:italic;font-weight:900;line-height:1.15;display:block}.contact-link:hover{text-decoration:underline;-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);text-decoration-color:var(--yellow);text-decoration-thickness:5px}.social-links{flex-wrap:wrap;gap:12px;margin:22px 0 18px;display:flex}.social-links a{border:2px solid var(--ink);background:var(--white);text-transform:uppercase;padding:7px 11px;font-size:.7rem;font-weight:850}.qr-page{grid-template-columns:minmax(0,1.05fr) minmax(300px,.62fr);align-items:center;gap:clamp(48px,8vw,110px);display:grid}.qr-card{border:4px solid var(--ink);background:var(--white);box-shadow:14px 14px 0 var(--yellow);text-align:center;padding:clamp(22px,4vw,38px)}.qr-card img{width:100%;height:auto;display:block}.qr-card strong,.qr-card span{display:block}.qr-card strong{font-family:var(--font-display);text-transform:uppercase;margin-top:16px;font-size:2rem;font-style:italic}.qr-card span{color:var(--brand-blue);letter-spacing:.12em;text-transform:uppercase;font-size:.75rem;font-weight:850}.section-topless{padding-top:0}.section-topless:before{display:none}.search-panel{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:8px 8px 0 var(--yellow);margin-bottom:24px;padding:clamp(22px,4vw,34px)}.search-panel>label{color:var(--ink);letter-spacing:.07em;text-transform:uppercase;gap:9px;font-size:.76rem;font-weight:850;display:grid}.search-panel input[type=search]{border:2px solid var(--ink);background:var(--paper);letter-spacing:normal;text-transform:none;border-radius:4px;width:100%;min-height:56px;padding:12px 16px;font-size:1rem;font-weight:500}.search-panel input[type=search]:focus{border-color:var(--brand-blue);background:var(--white);outline:0;box-shadow:0 0 0 4px #3155e729}.filter-row{flex-wrap:wrap;gap:9px;margin-top:18px;display:flex}.filter-row button{border:2px solid var(--ink);background:var(--white);letter-spacing:.04em;text-transform:uppercase;border-radius:3px;min-height:36px;padding:7px 12px;font-size:.69rem;font-weight:850;line-height:1.2;transition:background .15s,color .15s,transform .15s}.filter-row button:hover,.filter-row button.active{background:var(--brand-blue);color:var(--white);transform:translateY(-2px)}.result-count{color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;margin:34px 0 18px;font-size:.75rem;font-weight:850}.article-card .card-meta{justify-content:space-between;align-items:center;gap:12px;margin:0;padding:0;display:flex}.article-card .card-meta small{background:var(--yellow);color:var(--ink);font-family:var(--font-body);padding:5px 8px;font-size:.6rem;font-style:normal;line-height:1.2}.article-card h3{margin:52px 0 14px}.card-footer{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:18px;margin-top:auto;padding-top:24px;display:flex}.card-footer small{color:var(--ink-soft);font-size:.66rem;font-weight:700}.card-footer a{color:var(--brand-blue);font-family:var(--font-display);text-transform:uppercase;font-size:1rem;font-style:italic;font-weight:900}.card-footer a:hover{color:var(--brand-blue-deep);text-decoration:underline;-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);text-decoration-color:var(--yellow);text-underline-offset:3px;text-decoration-thickness:4px}.empty-state{border:2px dashed var(--brand-blue);background:var(--brand-blue-soft);text-align:center;margin-top:28px;padding:clamp(26px,4vw,40px)}.empty-state strong{font-family:var(--font-display);text-transform:uppercase;font-size:1.8rem;font-style:italic;font-weight:900;display:block}.empty-state p{color:var(--ink-soft);margin:8px auto 16px}.empty-state a{color:var(--brand-blue-deep);text-decoration:underline;-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);text-decoration-color:var(--yellow);font-weight:850;text-decoration-thickness:4px}.calculator-layout{grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);align-items:stretch;gap:22px;display:grid}.calculator-fields{border:2px solid var(--brand-blue);border-radius:var(--radius-sm);background:#14161b;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;padding:clamp(24px,4vw,40px);display:grid;box-shadow:9px 9px #4e535b}.calculator-edit-tip{border-left:4px solid var(--brand-blue);color:#f5f1eb;background:#25211a;grid-column:1/-1;margin:0 0 2px;padding:13px 15px;font-size:.88rem;font-weight:700;line-height:1.4}.calculator-fields label{color:#f5f1eb;letter-spacing:.05em;text-transform:uppercase;align-content:start;gap:8px;font-size:.72rem;font-weight:850;line-height:1.35;display:grid}.calculator-fields input{color:#101114;letter-spacing:normal;background:#f5f1eb;border:2px solid #c7a46a;border-radius:4px;width:100%;min-height:50px;padding:11px 12px;font-size:1.1rem;font-weight:800}.calculator-fields input:focus{outline-offset:2px;background:#fff;border-color:#f5f1eb;outline:3px solid #f5f1eb;box-shadow:0 0 0 5px #c7a46ab8}.calculator-results{border:2px solid var(--brand-blue);border-radius:var(--radius-sm);color:#101114;background:#f5f1eb;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px;padding:clamp(24px,4vw,40px);display:grid;position:relative;overflow:hidden;box-shadow:9px 9px #4e535b}.calculator-results:after{content:"";background:#c7a46a;width:180px;height:90px;position:absolute;top:-50px;right:-70px;transform:rotate(28deg)}.calculator-results>.eyebrow,.calculator-warning{grid-column:1/-1}.calculator-results>.eyebrow{z-index:1;color:#101114;position:relative}.calculator-results>div{background:#fff;border:1px solid #aaa39a;gap:4px;padding:20px 16px;display:grid}.calculator-results>div span{color:#3f3b36;letter-spacing:.07em;text-transform:uppercase;font-size:.66rem;font-weight:800}.calculator-results>div strong{font-family:var(--font-display);font-size:clamp(1.7rem,3vw,2.5rem);font-style:italic;font-weight:900;line-height:1}.calculator-warning{color:#3f3b36;border-top:1px solid #aaa39a;margin:20px 0 0;padding-top:18px;font-size:.72rem;line-height:1.55}.calculator-explainer{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:42px;display:grid}.calculator-explainer article{border:2px solid var(--ink);background:var(--white);box-shadow:5px 5px 0 var(--brand-blue);padding:24px}.calculator-explainer strong{color:var(--brand-blue);font-family:var(--font-display);font-size:1.75rem;font-style:italic;font-weight:900}.calculator-explainer p{color:var(--ink-soft);margin:7px 0 0;font-size:.85rem;line-height:1.6}.source-note{border-left:7px solid var(--yellow);background:var(--brand-blue-soft);color:var(--ink-soft);margin:30px 0 0;padding:18px 20px;font-size:.78rem;line-height:1.65}.review-page-layout{grid-template-columns:minmax(280px,.78fr) minmax(0,1.22fr);align-items:start;gap:clamp(34px,7vw,86px);display:grid}.review-rules{position:sticky;top:110px}.review-rules ol{margin:0;padding:0;list-style:none}.review-rules li{border-top:1px solid var(--line);gap:5px;padding:22px 16px 22px 52px;display:grid;position:relative}.review-rules li:last-child{border-bottom:1px solid var(--line)}.review-rules li:before{content:counter(list-item);border:2px solid var(--ink);background:var(--yellow);width:30px;height:30px;font-family:var(--font-display);place-items:center;font-style:italic;font-weight:900;line-height:1;display:grid;position:absolute;top:22px;left:5px;transform:skew(-7deg)}.review-rules strong{font-family:var(--font-display);text-transform:uppercase;font-size:1.18rem;font-style:italic;font-weight:900;line-height:1.1}.review-rules span{color:var(--ink-soft);font-size:.84rem;line-height:1.55}.field-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.field-row>label,.review-form>label:not(.checkbox-field):not(.honeypot){gap:8px;margin-bottom:18px;display:grid}.checkbox-field{color:var(--ink-soft);grid-template-columns:20px minmax(0,1fr);align-items:start;gap:11px;margin-block:18px;display:grid;letter-spacing:normal!important;text-transform:none!important;font-size:.8rem!important;font-weight:500!important;line-height:1.55!important}.checkbox-field input{width:18px;height:18px;accent-color:var(--brand-blue);margin-top:2px}.form-note{border-left:5px solid var(--yellow);background:var(--paper);color:var(--ink-soft);margin:20px 0;padding:13px 15px;font-size:.76rem;line-height:1.6}.form-note a{color:var(--brand-blue-deep);font-weight:800;text-decoration:underline}.form-error{border-left:5px solid var(--red);color:#8f1f2d;background:#fff0f2;margin:18px 0 0;padding:12px 14px;font-size:.82rem;font-weight:700}.review-form button[disabled]{cursor:wait;opacity:.68}.honeypot{width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important;overflow:hidden!important}.form-message.success{border:2px solid var(--ink);background:var(--white);box-shadow:10px 10px 0 var(--yellow);padding:clamp(28px,5vw,52px)}.form-message.success>strong{color:var(--brand-blue);font-family:var(--font-display);text-transform:uppercase;font-size:2rem;font-style:italic;font-weight:900}.form-message.success button,.share-button{border:2px solid var(--ink);background:var(--yellow);min-height:42px;box-shadow:4px 4px 0 var(--ink);font-family:var(--font-display);text-transform:uppercase;border-radius:3px;padding:9px 14px;font-size:.9rem;font-style:italic;font-weight:900;transition:box-shadow .15s,transform .15s}.form-message.success button:hover,.share-button:hover{box-shadow:2px 2px 0 var(--ink);transform:translate(2px,2px)}.article-page{padding-block:40px 0}.article-breadcrumbs{color:var(--ink-soft);flex-wrap:wrap;gap:8px;margin-bottom:26px;font-size:.73rem;font-weight:750;display:flex}.article-breadcrumbs a:hover{color:var(--brand-blue)}.article-header{border:3px solid var(--ink);border-radius:var(--radius-sm);background:var(--brand-blue);box-shadow:12px 12px 0 var(--yellow);color:var(--white);padding:clamp(36px,7vw,76px);position:relative;overflow:hidden}.article-header:after{content:"";border:50px solid var(--yellow);width:300px;height:240px;position:absolute;bottom:-120px;right:-100px;transform:rotate(22deg)}.article-header .eyebrow,.article-header h1,.article-header .lead,.article-toolbar{z-index:1;position:relative}.article-header .eyebrow{color:var(--yellow)}.article-header .eyebrow:before{background:var(--white)}.article-header h1{max-width:980px;margin-bottom:22px}.article-header .lead{color:#ffffffc7}.article-toolbar{color:#ffffffb3;flex-wrap:wrap;align-items:center;gap:18px;margin-top:30px;font-size:.72rem;font-weight:750;display:flex}.article-toolbar .share-button{background:var(--yellow);color:var(--ink)}.article-body section{border-bottom:1px solid var(--line);padding-block:18px 30px}.article-body section:first-child{padding-top:0}.boundary-box{border:2px solid var(--ink);border-left:10px solid var(--brand-blue);background:var(--white);box-shadow:7px 7px 0 var(--yellow);margin-top:30px;padding:24px 28px}.boundary-box strong{color:var(--ink);font-family:var(--font-display);text-transform:uppercase;font-size:1.35rem;font-style:italic;font-weight:900}.boundary-box p{margin:8px 0 0}.source-panel{border:2px solid var(--ink);border-radius:var(--radius-sm);background:var(--white);box-shadow:7px 7px 0 var(--yellow);padding:24px;position:sticky;top:110px}.source-panel>p:not(.eyebrow){color:var(--ink-soft);font-size:.78rem}.source-panel ul{margin:20px 0 24px;padding:0;list-style:none}.source-panel li{border-top:1px solid var(--line)}.source-panel li:last-child{border-bottom:1px solid var(--line)}.source-panel li a{color:var(--brand-blue-deep);padding-block:11px;font-size:.78rem;font-weight:750;line-height:1.45;display:block}.next-action{border-block:3px solid var(--ink);background:var(--yellow);padding-block:clamp(60px,8vw,96px)}.next-action-inner{justify-content:space-between;align-items:center;gap:32px;display:flex}.next-action h2{max-width:750px;margin-bottom:0}.next-action .eyebrow{color:var(--ink)}.next-action .eyebrow:before{background:var(--brand-blue)}.legal-page{max-width:860px;color:var(--ink-soft);padding-block:clamp(72px,9vw,118px);font-size:1rem;line-height:1.82}.legal-page h1{color:var(--ink)}.legal-page h2{color:var(--ink);margin:1.75em 0 .45em;font-size:clamp(2.15rem,4vw,3.4rem)}.legal-page a{color:var(--brand-blue-deep);text-decoration:underline;-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);-webkit-text-decoration-color:var(--yellow);text-decoration-color:var(--yellow);text-underline-offset:3px;font-weight:750;text-decoration-thickness:4px}.legal-updated{border:2px solid var(--ink);background:var(--yellow-soft);color:var(--ink);margin-bottom:24px;padding:8px 12px;font-size:.72rem;font-weight:850;display:inline-block}.site-footer{min-height:0;padding-block:0;display:block}.footer-grid{grid-template-columns:1.25fr repeat(3,minmax(0,1fr));gap:clamp(28px,5vw,70px);padding-block:62px 48px;display:grid}.footer-grid>div:not(.brand){align-content:start;justify-items:start;gap:9px;display:grid}.footer-grid>div>strong{color:var(--white);font-family:var(--font-display);text-transform:uppercase;margin-bottom:4px;font-size:1.05rem;font-style:italic;font-weight:900}.footer-grid a{color:#ffffffb3;font-size:.77rem}.footer-grid a:hover{color:var(--yellow)}.footer-grid p{color:#ffffff8c;margin:0;font-size:.72rem;line-height:1.55}.footer-bottom{color:#ffffff85;border-top:1px solid #ffffff29;justify-content:space-between;align-items:center;gap:20px;padding-block:22px 30px;font-size:.68rem;display:flex}@media (width<=1020px){.site-header,.header,.navbar{min-height:80px}nav,.nav-links{display:none}.hero,.process-layout,.about-section,.local-layout,.contact-layout,.split-heading,.review-layout,.review-page-layout,.calculator-layout,.tools-section,.review-invite-layout,.qr-page{grid-template-columns:1fr}.hero{gap:62px;min-height:auto}.hero-copy{max-width:800px}.hero-visual,.hero-media,.hero-art{min-height:540px}.metric-stack>div:nth-child(2){transform:none}.process-layout,.local-layout,.split-heading,.review-layout{gap:48px}.about-number{min-height:360px}.review-placeholder{grid-template-columns:1fr 1fr}.review-placeholder p{grid-column:1/-1}.article-layout,.content-layout,.privacy-layout{grid-template-columns:1fr}.article-content,.article-body,.prose,.privacy-content{max-width:none}.article-aside,.article-sidebar,.privacy-toc,.source-panel,.review-rules{order:-1;position:static}.site-footer,.footer{grid-template-columns:1fr 1fr}.site-footer>p:last-child,.footer>p:last-child{text-align:left;grid-column:1/-1}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=720px){html{scroll-padding-top:74px}.shell,.container{width:min(100% - 30px,1220px)}.section:before,.site-footer:after,.footer:after{width:calc(100% - 30px)}.site-header,.header,.navbar{min-height:74px}.site-header>.button,.header>.button,.navbar>.button{display:none}.brand-mark,.logo-mark{width:40px;height:40px;box-shadow:4px 4px 0 var(--yellow)}.brand strong,.logo strong{font-size:1rem}.brand small,.logo small{font-size:.55rem}h1{font-size:clamp(3.2rem,16vw,5.2rem)}h2{font-size:clamp(2.55rem,12vw,4rem)}.hero{padding-block:52px 76px}.hero-actions,.trust-row{flex-direction:column;align-items:stretch}.hero-actions .button,.hero-actions .primary-button,.hero-actions .secondary-button{width:100%}.text-link{width:fit-content}.hero-visual,.hero-media,.hero-art{min-height:460px;box-shadow:10px 10px 0 var(--yellow), var(--shadow-lg)}.metric-stack>div{grid-template-columns:90px 1fr}.portrait-ring-one{left:-20px}.portrait-ring-two{left:50px}.monogram{top:126px;left:44px}.profile-card{width:210px;padding:15px}.profile-card span{font-size:1.35rem}.profile-card-name{top:28px;right:14px}.profile-card-area{bottom:24px;left:14px}.experience-badge{width:92px;height:92px;bottom:82px;right:18px}.experience-badge strong{font-size:2.35rem}.signal-inner,.topic-strip>.shell{display:block}.signal-inner>p{border-right:0;margin-bottom:13px;padding-right:0}.service-grid,.card-grid,.article-grid,.review-placeholder,.form-row,.field-row,.calculator-fields,.calculator-explainer{grid-template-columns:1fr}.service-card,.card,.article-card{min-height:290px;box-shadow:6px 6px 0 var(--brand-blue)}.service-card h3{padding-top:40px}.review-placeholder p{grid-column:auto}.about-number{min-height:290px}.contact-card,.review-form,.form-card{padding:25px}.contact-meta{flex-direction:column}.calculator-results{grid-template-columns:1fr}.calculator-results>.eyebrow,.calculator-warning{grid-column:auto}.next-action-inner,.footer-bottom{flex-direction:column;align-items:flex-start}.article-content blockquote,.article-body blockquote,.prose blockquote{margin-inline:0;padding:20px;font-size:1.2rem}.site-footer,.footer{grid-template-columns:1fr;gap:22px;padding-block:52px 40px}.site-footer>p:last-child,.footer>p:last-child{grid-column:auto}.footer-nav,.footer-links{justify-content:flex-start}.site-footer{padding-block:0}.footer-grid{grid-template-columns:1fr;padding-block:52px 38px}}@media (width<=420px){.brand small,.logo small{display:none}.profile-card-name{width:185px}.experience-badge{width:82px;height:82px;right:12px}.experience-badge span{font-size:.53rem}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.feature-overview{padding-top:104px}.feature-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;display:grid}.feature-card{min-height:265px;color:var(--black);background:var(--yellow);flex-direction:column;padding:22px;text-decoration:none;transition:transform .2s,background .2s;display:flex}.feature-card:nth-child(2n){background:#1b1d22}.feature-card:nth-child(3n){color:#f5f1eb;background:#22252b}.feature-card:hover{background:var(--brand-blue);color:var(--white);transform:translateY(-5px)}.feature-card span{font-family:var(--font-display);font-size:1.1rem;font-weight:800}.feature-card p{text-transform:uppercase;letter-spacing:.07em;margin:auto 0 10px;font-size:.7rem;font-weight:800}.feature-card h3{font-family:var(--font-display);margin:0;font-size:clamp(1.35rem,2vw,1.9rem);font-style:italic;line-height:.96}.feature-card b{margin-top:22px;font-size:.82rem}.bonita-action{color:#101114;background:#c7a46a;border:2px solid #f5f1eb;grid-template-columns:1fr auto;align-items:end;gap:24px;padding:clamp(28px,5vw,58px);transition:transform .18s,box-shadow .18s;display:grid;box-shadow:14px 14px #4e535b}.bonita-action:hover{transform:translate(7px,7px);box-shadow:7px 7px #4e535b}.bonita-action-kicker{color:#101114;letter-spacing:.12em;text-transform:uppercase;grid-column:1/-1;font-size:.76rem;font-weight:850}.bonita-action>strong{font-family:var(--font-display);letter-spacing:-.045em;text-transform:uppercase;font-size:clamp(2.8rem,6vw,6.2rem);font-style:italic;font-weight:900;line-height:.88}.bonita-action>strong span{color:#101114}.bonita-action>div{color:#101114;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 28px;font-size:.84rem;display:grid}.bonita-action>div span:before{color:#101114;content:"✓";margin-right:8px}@media (width<=700px){.bonita-action,.bonita-action>div{grid-template-columns:1fr}}.feature-hero{max-width:1040px;padding-top:86px;padding-bottom:72px}.feature-hero h1{max-width:930px;font-family:var(--font-display);letter-spacing:-.055em;margin:12px 0 18px;font-size:clamp(3.3rem,8vw,7.3rem);font-style:italic;line-height:.86}.feature-lead{max-width:780px;font-size:clamp(1.12rem,2vw,1.42rem);line-height:1.55}.contact-actions{flex-wrap:wrap;align-items:center;gap:12px;margin-top:30px;display:flex}.button-outline{color:var(--black);border:2px solid var(--black);background:0 0}.button-outline:hover{background:var(--black);color:var(--white)}.contact-email{color:var(--black);text-underline-offset:4px;font-weight:800;text-decoration-thickness:2px}.feature-body{grid-template-columns:230px minmax(0,780px);align-items:start;gap:clamp(38px,8vw,118px);padding-bottom:112px;display:grid}.feature-aside{gap:4px;padding-top:10px;display:grid;position:sticky;top:24px}.feature-aside p{text-transform:uppercase;letter-spacing:.09em;margin:0 0 10px;font-size:.72rem;font-weight:800}.feature-aside a{color:var(--black);border-left:3px solid #0000;padding:10px 8px;font-size:.82rem;font-weight:800;text-decoration:none}.feature-aside a:hover,.feature-aside a.active{border-left-color:var(--blue);background:#edf0ff}.feature-sections{gap:52px;display:grid}.feature-section{border-top:2px solid var(--black);padding-top:20px}.feature-section h2,.feature-contact-box h2,.feature-sources h2{font-family:var(--font-display);letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(2rem,4vw,3.3rem);font-style:italic;line-height:.93}.feature-section p,.feature-contact-box p,.feature-sources li{font-size:1.04rem;line-height:1.65}.feature-section ul{gap:12px;margin:24px 0 0;padding-left:22px;display:grid}.feature-section li{padding-left:6px;line-height:1.5}.feature-contact-box{background:var(--yellow);padding:36px}.feature-contact-box .eyebrow{margin-top:0}.feature-contact-box .contact-actions{margin-bottom:0}.feature-sources{background:#edf0ff;padding:28px}.feature-sources ul{margin-bottom:0;padding-left:20px}.feature-sources a{color:var(--blue);font-weight:800}.market-visuals{background:var(--blue);color:var(--white);margin:0 -20px;padding:38px 20px}.market-visual-heading{padding:0 16px}.market-visual-heading .eyebrow{color:var(--yellow)}.market-visual-heading h2{font-family:var(--font-display);margin:0 0 30px;font-size:clamp(2.2rem,4vw,3.5rem);font-style:italic;line-height:.9}.market-charts{grid-template-columns:1fr 1fr;gap:14px;display:grid}.market-chart{min-height:310px;color:var(--black);background:var(--white);margin:0;padding:22px}.market-chart-dark{color:#f5f1eb;background:#1b1d22}.market-chart figcaption{gap:5px;max-width:300px;display:grid}.market-chart figcaption strong{font-family:var(--font-display);font-size:1.45rem;font-style:italic;line-height:.95}.market-chart figcaption span{font-size:.72rem;line-height:1.35}.rate-bars{border-bottom:2px solid var(--black);justify-content:space-between;align-items:end;height:190px;margin-top:20px;display:flex}.bar-group{text-align:center;place-items:end center;gap:8px;width:22%;height:100%;font-size:.68rem;line-height:1.2;display:grid}.rate-bar{background:var(--blue);width:75%;display:block}.bar-group.accent .rate-bar{background:var(--yellow)}.rate-2{height:32%}.rate-6{height:100%}.rate-45{height:75%}.rate-465{height:77.5%}.market-line{border-bottom:2px solid var(--yellow);grid-template-columns:repeat(4,1fr);align-items:end;height:206px;margin-top:20px;display:grid;position:relative}.market-line:before{content:"";background:var(--yellow);transform-origin:0;height:3px;position:absolute;top:52%;left:7%;right:5%;transform:skewY(-20deg)}.market-line div{z-index:1;background:#1b1d22;align-self:end;gap:7px;min-height:82px;padding:10px 7px;font-size:.69rem;line-height:1.25;display:grid;position:relative}.market-line b{color:var(--yellow);font-family:var(--font-display);font-size:1.3rem;font-style:italic}.market-line .market-end{min-height:130px}.real-hpi{margin-top:20px}.real-hpi svg{border-bottom:2px solid var(--yellow);width:100%;height:180px;display:block}.real-hpi>div{justify-content:space-between;gap:4px;font-size:.57rem;line-height:1.15;display:flex}.real-hpi span{gap:3px;padding-top:8px;display:grid}.real-hpi b{color:var(--yellow);font-size:.72rem}.quick-answer{color:var(--white);background:#756b60;margin:14px 0 72px;padding:36px}.quick-answer .eyebrow{color:#ead8ba;margin-top:0}.quick-answer h2{font-family:var(--font-display);margin:0 0 10px;font-size:clamp(2.2rem,4vw,3.8rem);font-style:italic;line-height:.9}.quick-answer>p{max-width:650px;line-height:1.55}.quick-inputs{grid-template-columns:repeat(4,1fr);gap:12px;margin-top:26px;display:grid}.quick-inputs label{gap:7px;font-size:.76rem;font-weight:800;display:grid}.quick-inputs input{min-width:0;font:inherit;border:0;padding:12px;font-size:1rem}.quick-inputs small{color:#ead8ba}.quick-result{background:#9e9081;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:22px;display:grid}.quick-result div{background:#665b52;gap:9px;padding:18px;display:grid}.quick-result span{font-size:.72rem;line-height:1.3}.quick-result strong{font-family:var(--font-display);font-size:1.8rem;font-style:italic;line-height:.9}.quick-note{color:#eee6dd;font-size:.82rem}@media (width<=900px){.feature-grid{grid-template-columns:repeat(2,1fr)}.feature-card:last-child{grid-column:span 2}.feature-body{grid-template-columns:1fr;gap:28px}.feature-aside{grid-template-columns:repeat(2,1fr);padding:0;position:static}.feature-aside p{grid-column:span 2}.market-charts{grid-template-columns:1fr}}@media (width<=560px){.feature-overview{padding-top:70px}.feature-grid{grid-template-columns:1fr}.feature-card,.feature-card:last-child{grid-column:auto;min-height:205px}.feature-hero{padding-top:48px;padding-bottom:46px}.feature-body{padding-bottom:70px}.feature-aside{grid-template-columns:1fr}.feature-aside p{grid-column:auto}.feature-contact-box,.feature-sources{padding:24px}.market-visuals{margin-inline:-16px;padding-inline:0}.market-visual-heading{padding-inline:20px}.market-chart{padding:20px}.quick-answer{margin-bottom:48px;padding:24px}.quick-inputs,.quick-result{grid-template-columns:1fr}.real-hpi>div{overflow-x:auto}.real-hpi span{min-width:52px}}@media print{body{background:var(--white)}.site-header,.header,.signal-strip,.topic-strip,.hero-actions,.review-form,.site-footer,.footer{display:none!important}.section,.article-layout,.content-layout,.privacy-layout{padding-block:28px}.service-card,.card,.article-card,.article-aside,.privacy-toc{break-inside:avoid;box-shadow:none}}._page_vn24i_1{background:#eaf1f3;min-height:100vh;padding:24px 14px 40px}._card_vn24i_7{width:min(100%,860px);margin:0 auto}._flyer_vn24i_12{background:#fff;border-radius:10px;width:100%;height:auto;display:block;box-shadow:0 18px 55px #0b254529}._actions_vn24i_21{flex-wrap:wrap;justify-content:center;gap:10px;margin-top:20px;display:flex}._actions_vn24i_21 a{color:#fff;background:#0b2545;border-radius:999px;justify-content:center;align-items:center;min-height:46px;padding:0 20px;font-size:14px;font-weight:700;display:inline-flex}._actions_vn24i_21 a:hover,._actions_vn24i_21 a:focus-visible{background:#08777b}@media (width<=540px){._page_vn24i_1{padding:0 0 28px}._flyer_vn24i_12{box-shadow:none;border-radius:0}._actions_vn24i_21{padding-inline:14px}._actions_vn24i_21 a{width:100%}}
